MetLife
Dental coverage helps you with the cost of maintaining good dental health. You have access to a network of dentists who have agreed to provide certain services at negotiated rates. You may use any dentist you wish, but you receive a higher level of benefits when you use a participating network dentist. To find network dentists, visit metlife.com/mybenefits.
Dental Benefit Summary
Key Dental Benefits | In-Network | Out-of-Network |
---|---|---|
Annual Deductible (Individual/Family) | $50 / $150 | $50 / $150 |
Plan Maximums | ||
Annual Benefit Maximum | $1,500 | $1,500 |
Orthodontia Lifetime Maximum | $2,000 | $2,000 |
Services | ||
Preventive (cleanings, exams, X-rays) | Plan pays 100% | Plan pays 100% |
Basic (fillings, extractions, root canal, oral surgery) | Plan pays 80% after deductible | Plan pays 80% after deductible |
Major (crowns, dentures, implants) | Plan pays 50% after deductible | Plan pays 50% after deductible |
Orthodontia (children and adults) | 50% | 50% |
Note: If you use out-of-network providers, the plan only covers charges up to the usual and customary (U&C) limit. U&C charges are based on a dentist’s usual, actual, and community average charge. You will be responsible for any charges above the U&C limit. |
TakeAlong Dental
As a participant in a MetLife dental plan, you have the option
for individual dental insurance that stays with you for as long as
you want. MetLife TakeAlong Dental offers pricing and coverage
when you retire or leave the company. To learn more, visit
metlifetakealongdental.com.